Dear Owner of {Car Make/Model},
I am very sorry to inform you that I dinged your car today. {Brief description of how it happened}. The ding is on the {location} of the car. I took a picture of the damage and will keep it for insurance purposes.
I apologize for my carelessness, and the damage done to your vehicle. I would like to pay to fix it, as soon as necessary. Please contact me at {contact information} so that we can work out reparations whenever is convenient for you.
Again, I'm very sorry.
Sincerely,
{Sender}
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