Dear {Mr./Mrs. Name},
I'd like to apologize for the disrespectful way {I/my child} treated the reading material I borrowed from the library. The book, {Title} by {Author}, was {ripped/stained/lost}.
I promise not to let something like this happen again, and I've included {amount} to cover damages. Again, I'm very sorry.
Sincerely,
{Name}
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