Dear {Name},
I wanted to let you know that the {household account/business project/etc.} is over budget. I know that I was in charge of this, and I'm sorry.
The overage is {amount}, and I have already {shifted money from another account/reduced the budget elsewhere/etc.}. Please let me know if you have any other ideas.
Moving forward, I plan to {track better/reduce costs/etc.}. Please bear with me.
Sincerely,
{Sender}
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Index of letter of apology templates